Terms of Service

Last Updated: January 1, 2026

Acceptance of Terms

By accessing or using the FINTS website, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the service.

Educational Purpose Only

FINTS provides educational content for informational purposes only. Nothing on this website constitutes financial, investment, tax, or legal advice. You should consult with qualified professionals before making any financial decisions.

Intellectual Property

The content, features, and functionality of the website, including text, graphics, logos, and software, are owned by FINTS and are protected by international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content without our prior written consent.

User Conduct

You agree not to:

  • Use the website in any way that violates applicable laws or regulations.
  • Impersonate any person or entity.
  • Engage in any activity that disrupts or interferes with the website's functionality.
  • Attempt to gain unauthorized access to any part of the website.
  • Use the website to transmit harmful code or malicious content.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by FINTS. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.

Disclaimer of Warranties

The website is provided on an "AS IS" and "AS AVAILABLE" basis. FINTS makes no representations or warranties of any kind, express or implied, regarding the operation or availability of the website, or the information, content, and materials included therein.

We do not warrant that the website will be uninterrupted, secure, or error-free, or that any defects will be corrected.

Limitation of Liability

To the fullest extent permitted by law, in no event shall FINTS be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your use or inability to use the website.
  • Any conduct or content of any third party on the website.
  • Any content obtained from the website.
  • Unauthorized access, use, or alteration of your transmissions or content.

Indemnification

You agree to defend, indemnify, and hold harmless FINTS and its employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the website.

Changes to Terms

We reserve the right to modify or replace these terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

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